Author Topic: Which type of insurance has the best economics?  (Read 3540 times)


  • Hero Member
  • *****
  • Posts: 1059
    • Bull Bear and Value Blog
Re: Which type of insurance has the best economics?
« Reply #10 on: April 25, 2014, 02:04:10 PM »
Title insurance is ridiculously profitable for the mortgage originator.

When somebody buys a house, they often do not shop around for title insurance.  This allows title insurance to be sold at really high prices.  Usually the new homeowner will go with the title insurance company that the mortgage originator prefers (the paperwork is the fastest).  It's the originator that gets the bulk of the profits from title insurance as they take kickbacks/commissions from the title insurance company.


best by far.... and to clarify,  title insurance also applies to refinancing transactions....