CBDC has been in 'test' for some time (eKrone), and has been very successful. The current push is because of Libra, the digital currency that will be used on Facebook to facilitate payments between Facebook accounts anywhere in the world. Every nation in the world quoting a bid/ask fiat/Libra exchange rate, and every other global Google/Amazon/AliBaba, etc doing much the same thing. Go into an FX exchange and you will see two boards - one for fiat currencies, and one for digital.
Transformative, as a Libra would not be under anyone's regulatory control, and backed only by the full faith and credit of Facebook/Zuckerberg. Coin backed by Facebook, Google, Amazon, etc. having a higher credit rating than some sovereigns? Great idea of course, until
the one ring that rules them all shows up (Lord of the Rings). A master CBDC, backed by the worlds central bank (and its network of CB's).
ONE master digital currency, as the reserve currency of the world, and every transaction in that currency (anywhere in the world) visible to central banks. All the quant data that you could possibly want, materially less tax leakage, and far harder to money-launder. Reduce the quantity of physical bills (issued by CB's), and you have to take payment in goods that keep accumulating. Inventory is a bitch!!!!, and the bigger your acorn pile, the more visible it is, and the more likely your 'friends' are to liberate it. The age-old problem of wealth - easy to get rich, keeping it is something else

The wise accountant would simply dump the inventory at a loss, put the proceeds into Bitcoin, and hedge the value via options/futures. Problem is, the Bitcoin wallet it went into is visible, as well as any transfers out of that wallet -
and the ledgers have to be visible to keep the 'system' honest. Ways around this of course, but they cost - and some Oracle, 'somewhere', knows who you are - as they issued the keys to the wallet. Simply make the Oracle an offer that it cannot refuse?
Welcome to the 21st century.
My money is on the master digital currency.
SD
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