Author Topic: FICO - Fair Issac Corporation  (Read 22259 times)

Schwab711

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Re: FICO - Fair Issac Corporation
« Reply #30 on: July 29, 2016, 06:57:44 AM »
FICO Scores operating margins +500 bps on 16.5% revenue growth (over first 9 months). They are now releasing more new products/features for this segment, and credit cards continue to add "free" FICO scores.

Add in some decent software/big data tool sales growth and you have an absolutely monster quarter. Normalized FCF likely exceeds $150m by a considerable %.

Startups in the space must be struggling. TransUnion (the only one that was working with startups) has hinted that they have abandoned projects with upstarts and have begun working with FICO again.

http://www.autonews.com/article/20160608/FINANCE_AND_INSURANCE/306089996/transunion-fico-launch-scoring-model-that-better-reflects-car-buyers


Wabash02

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Re: FICO - Fair Issac Corporation
« Reply #31 on: October 07, 2018, 06:22:43 AM »
An old thread here but I was recently looking at FICO in Value line and noticed their ROE has doubled from 2011-2017 (~15% -> 30%) and is projected to be north of 40% in 2018 and 2019.  It does not appear that any material financial changes (issuing debt and buying back a huge amount of shares) accounts for this.  Anyone follow them and have context as to why this is happening?

Libs

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Re: FICO - Fair Issac Corporation
« Reply #32 on: March 07, 2019, 10:31:14 AM »
This has been a great stock, but now I'm at a crossroads.

FICO is now >30 X FCF. What's the argument for holding? They're not growing THAT fast. Is a 15% grower with a big moat worth 30X, if you can sell it without a tax hit ( it's in my IRA)?

On the other hand, the market cap is only $7 billion. And selling great companies with long runways is usually stupid.



My username is not a political statement.....and I'm too lazy to change it.

Libs

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Re: FICO - Fair Issac Corporation
« Reply #33 on: July 04, 2019, 06:59:08 AM »
Up 35% in the 3 months since my last post. Amazing.
My username is not a political statement.....and I'm too lazy to change it.

matts

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Re: FICO - Fair Issac Corporation
« Reply #34 on: March 17, 2020, 01:07:51 PM »
Anyone looking at fico here?

down ~45% from the peak. looks like 31x 2021 (currently) estimated earnings