Author Topic: V - Visa  (Read 84619 times)

orthopa

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Re: V - Visa
« Reply #280 on: March 12, 2020, 02:23:32 PM »
I really hope management for V and MA have not panicked and stopped buying back stock.


valueinvesting101

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Re: V - Visa
« Reply #281 on: March 12, 2020, 03:21:13 PM »
Visa market cap is higher than all the banks in US. Visa was created by BOA and then all banks joined the platform.

At some point all the banks would be interested in coming together to cut into Visa's margin by launching similar entity owned by bunch of banks together. They don't even need to build full fledge competitor but movement in that direction would be good enough to cut into Visa's margins. Something on similar lines has happened against Bloomberg due to its pricing power.

For Visa alternative could also come from regulatory forces in Asia which would be growth market in the long run.

Rupay card in India has already captured sizeable market in terms of card issued. Something similar could also be there for China/Europe as well.

orthopa

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Re: V - Visa
« Reply #282 on: April 15, 2020, 07:12:29 AM »
https://www.marketwatch.com/story/the-credit-card-giants-viewed-as-the-two-best-companies-in-the-world-face-increasing-skepticism-amid-covid-19-2020-04-15?mod=mw_latestnews

I hope for a long term down trend in price for these two come. Would allow more time to add and for the companies to buy back stock. Historically they have been stuck buying back at a very high multiple. Will help these 2 compound even more.

Liberty

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Re: V - Visa
« Reply #283 on: April 15, 2020, 07:48:27 AM »
Visa market cap is higher than all the banks in US. Visa was created by BOA and then all banks joined the platform.

At some point all the banks would be interested in coming together to cut into Visa's margin by launching similar entity owned by bunch of banks together. They don't even need to build full fledge competitor but movement in that direction would be good enough to cut into Visa's margins. Something on similar lines has happened against Bloomberg due to its pricing power.

For Visa alternative could also come from regulatory forces in Asia which would be growth market in the long run.

Rupay card in India has already captured sizeable market in terms of card issued. Something similar could also be there for China/Europe as well.

That boat has sailed decades ago. Not going to happen, not from the banks anyway.
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CorpRaider

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Re: V - Visa
« Reply #284 on: April 15, 2020, 10:00:28 AM »
Visa market cap is higher than all the banks in US. Visa was created by BOA and then all banks joined the platform.

At some point all the banks would be interested in coming together to cut into Visa's margin by launching similar entity owned by bunch of banks together. They don't even need to build full fledge competitor but movement in that direction would be good enough to cut into Visa's margins. Something on similar lines has happened against Bloomberg due to its pricing power.

For Visa alternative could also come from regulatory forces in Asia which would be growth market in the long run.

Rupay card in India has already captured sizeable market in terms of card issued. Something similar could also be there for China/Europe as well.

Like Zelle?

Liberty

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Spekulatius

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