First, you may want to look at the specific wording in your policy defining the statutory conditions for reporting any significant or relevant damage, whether a claim is filed or not. It is widely recognized in the auto insurance industry that reporting an accident with no claim will have an impact on your premium. It's a bit of a black box for home insurance and may be related to the specific underwriting criteria that your insurer uses. A virgin record for the last 5 to 7 years may completely forgive a new claim.
From personal experience and some industry knowledge, you may be disappointed even if the insurer accepts your claim as they may pay only for the depreciated value of your roof and they may decide who does the repair (we had a bad experience).
FWIW, if I would contribute to the underwriting algorithm, I would try to match a premium increase with questionable claims or with claims aiming to get a massively discounted roof.
