See this is kind of the issue. There is this misconception that its largely hard working, diligent, lower income kids who go to college and are left holding thousands in debt and a worthless degree. But this is hardly the case at all. Its the glut of entitled millennials studying completely bogus things that have no practical real world application other than the lucky guy or gal who gets face time on the documentaries about saving the elephants or cleaning up the oceans. The sense of entitlement, as well as the desire to "experience" college, traveling, and socializing, all play as big a part in the equation as the shitty and dishonest education system. A lot of it is a choice.
I attended college with the intention of going to law school. I researched the top majors of law school entrants and chose to double major in History and English. I killed the LSATs. Then the financial crisis happened. I thought finance was interesting and for shits put off law school and got myself into a job without having any of the "you're supposed to go to school for this if you want to do finance" qualifications. And this was in 2010 when finance was dead and no one else was hiring. I just worked hard and started at the bottom using common sense. So many of these folks, they are either stupid, or not trying hard enough.